Our products

IGSCoop offers a range of products designed around what members actually need: a safe place to save, affordable credit, welfare support and a stake in shared investments. Exact amounts and terms for each product are confirmed within the members' portal.

Savings and Financial Products

Ways for members to build savings steadily and securely.

Regular Savings

A standard monthly savings contribution, built up over time.

Target Savings

Save towards a specific goal, at your own pace.

Fixed Deposit Accounts

Lock in a lump sum for a fixed period.

Thrift Collection

Traditional rotating thrift contributions, managed formally and transparently.

Share Capital

A member's stake in the cooperative itself.

Credit and Loan Products

Credit facilities available to members in good standing.

Regular / Ordinary Loans

General-purpose loans sized against a member's contribution history.

Emergency Loans

Faster access to funds for urgent, unplanned needs.

Asset / Commodity Financing

Financing for the purchase of specific assets or goods.

School Fees Loans

Support for members meeting school fees obligations.

Business / Agricultural Loans

Financing to support members' business or agricultural activities.

Welfare and Insurance Products

Standing by members through difficult and significant moments.

Benevolent / Welfare Fund

Support for members facing hardship.

Cooperative Insurance

Life and health cover arranged through the cooperative.

Burial / End-of-life Support

Assistance for members' families at a difficult time.

Investment and Property Products

Longer-term opportunities for members to grow their stake.

Real Estate / Land Allocation

Opportunities to acquire land or property through the cooperative.

Cooperative Shares and Dividends

A share in the cooperative's own performance.

Bulk Purchase Schemes

Group purchase of consumer goods, such as foodstuffs and gas, at better rates.

Ready to get started?

Existing members can log in to see which products they are enrolled in.

Members Login